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Worldwide · Debt recovery
Debt recovery

The European Account Preservation Order: Freezing a Debtor's Bank Account in Another EU Country Before They Move the Money

When a debtor in another EU Member State is about to empty their account, a judgment that arrives in six months is worthless. The European Account Preservation Order (Regulation (EU) No 655/2014) lets a creditor freeze funds in a bank account anywhere in the participating Member States, without the debtor being warned, on a single EU-wide form. This guide explains who can use it, what the court must be shown, the security and the liability that come with it, the 30-day and 14-day deadlines, how the bank implements the order, and what the debtor can do about it.

Worldwide · Debt recovery
Debt recovery

The European Order for Payment and the European Small Claims Procedure: Recovering a Cross-Border Debt Inside the EU Without a Full Trial

An unpaid invoice, a deposit that was never returned, a supplier who stopped answering — when the debtor is in another EU Member State, two uniform procedures let you obtain an enforceable title on standard forms, often without a hearing. The European Order for Payment (Regulation 1896/2006) covers uncontested money claims of any amount; the European Small Claims Procedure (Regulation 861/2007) covers disputed claims up to EUR 5,000. This guide explains who can use them, how each runs, the 30-day deadlines that decide the outcome, and how the resulting order or judgment is enforced in another Member State without exequatur.

Worldwide · Debt recovery
Debt recovery

Your Debtor Went Insolvent in Another EU Country: How to Lodge Your Claim, the Standard Form, Languages and the 30-Day Floor (Regulation (EU) 2015/848)

When a customer, supplier or tenant becomes insolvent in another EU Member State, Regulation (EU) 2015/848 lets a foreign creditor lodge its claim without a local lawyer, in any official EU language, on a standard claims form, and guarantees at least 30 days from publication in the insolvency register. This guide explains who is a foreign creditor, where the proceedings are opened, what the form must contain and which rules the local law still decides.

Germany · Debt recovery
Debt recovery

Recovering Unpaid Invoices in Germany: the Mahnverfahren and Enforcement for Foreign Creditors (2026)

Germany gives creditors a fast, cheap, paper-only route to an enforceable title. The Mahnverfahren costs a fraction of a lawsuit, does not require you to prove your claim up front, and is open to foreign creditors through a single court in Berlin. The catch is that a two-line objection sends you into ordinary litigation.

Worldwide · Debt recovery
Debt recovery

Served With Court Papers From Another EU Country: How Cross-Border Service Works, When You May Refuse Them and What Protects You If You Never Appeared (Regulation (EU) 2020/1784)

Since 1 July 2022 the service of court documents between EU Member States has been governed by Regulation (EU) 2020/1784. It fixes who transmits and who serves, the one-month target, the addressee's right to refuse a document that is not in a language he understands or in the language of the place of service, the four alternative channels (post, electronic, direct and consular service), the date and cost of service, and the protection of a defendant who never entered an appearance. This guide explains the rules from both sides: the person served and the person who needs to serve.

Worldwide · Debt recovery
Debt recovery

Your Witness or Evidence Is in Another EU Country: How Courts Take Evidence Across Borders, Hear Witnesses by Video and When a Request Can Be Refused (Regulation (EU) 2020/1783)

Since 1 July 2022 a court in one EU Member State that needs a witness heard, an expert examined or a document inspected in another Member State uses Regulation (EU) 2020/1783. It can ask the competent court there to take the evidence, which must act within 90 days, or take the evidence directly, often by videoconference, if the witness cooperates voluntarily. This guide explains both routes, the forms and languages, the witness's right to refuse to testify, the limited grounds on which a request may be refused, the costs, and what parties and their lawyers can do to keep a cross-border case moving.

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